Fl Risk Blog

Michael Petruccelli says; Retirement planning is plagued with plenty of myths and misconceptions. Worse, some of the good advice you received 10 years ago may no longer hold true due to the changes in the economy and job market. Before you decide that your retirement plan is set in stone and there’s nothing left to be done, consider some of these eye-opening facts. (See my next several blogs)

Michael Petruccelli says; Getting long term life insurance coverage is simple. It starts with knowing how much you’re likely to need and how long you will need it. The most important thing is to take action today to make sure your family is protected.

Michael Petruccelli says; Adding the ROP feature can help provide the confidence of protection now and cash back later. If you outlive the term period of your policy, you would get 100 percent of your premium back to, for example, go on a dream vacation or help with a grandchild’s tuition.

Michael Petruccelli say; Term life insurance is also a good option for covering needs that will disappear in time. For instance, you may decide that you only need coverage until your children graduate from college or a particular debt is paid off, such as your mortgage.