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Florida Risk Management Mission Statement
The mission of Florida Risk Management is to help our clients succeed by helping them manage Risk. Risk is inherent in all business and personal endeavors. To be successful, you must manage risk by providing high quality insurance coverage and service. Visit our New Blog Click here  more IN THE
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To Visit our Blog - Click Here FLOOD INSURANCE – WATCH OUT FOR THE NEW FEMA RULES: May of 2010 FEMA adopted a new rule concerning community discounts on flood insurance. Under the new rule, and property whose 1st living floor is 1 foot or more below FEMA’s Base Flood Elevation will not receive the Community Rating System (CRS) discount of 20% that other Indian Shores properties enjoy. In the past all properties in Indian Shores received the CRS discount. With this new rule some policyholders will see a surprising increase in premium on renewal. Be aware that mistakes happen. For a variety of reasons the information that FEMA has can be incorrect. And that incorrect information can result in loss of the CRS discount without the policyholder being aware or knowing why. So if you’re not sure if you’re receiving the 20% CRS discount, or if you receive an unexpected increase on renewal of your flood policy, be proactive. Call your agent. Find out what CRS Discount you are receiving. If it’s not 20%, tell your agent to find out why. And if it’s due to incorrect information about your property, ask your agent how to get it corrected. Be persistent to have the information corrected and your policy repriced. Be aware that our Building Official Larry Nayman is very determined to take the actions necessary to ensure that Indian Shores receives the best possible rating from FEMA. As a result of Larry’s department’s efforts, the Town’s rating has improved, and Indian Shores’ current 20% CRS discount is one of the very best in the area-better than any other barrier island community. And Larry continues to work to make the discount even greater. So, don’t let mistakes deprive you of the flood insurance premium discount to which you’re entitled. Work with your agent to make sure you understand how your flood insurance premium is determined. Share Flood
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Hurricane Names for 2011
The 2011 Atlantic Hurricane Names -
Arlene, Bret, Cindy, Don, Emily, Franklin, Other Links |
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